Common Questions
Frequently Asked Questions
What is an annuity and how does it work?
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An annuity is a contract between you and an insurance company. You make a lump-sum payment or a series of payments, and in return, the insurer delivers regular disbursements beginning either immediately or at some point in the future. Annuities are primarily used for retirement income and can provide guaranteed payments for life.
Is there any cost to get my evaluation?
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Absolutely not. Your personalized annuity evaluation is completely free. There is no cost, no obligation, and no pressure. Our specialists are compensated by the carriers — not by you.
How do I know which annuity is right for me?
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That's exactly what your evaluation is designed to determine. Based on your age, retirement status, goals, and savings level, our licensed specialists will identify the annuity type that best fits your specific situation — and just as importantly, tell you which types to avoid.
Are annuities safe?
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Annuity guarantees are backed by the financial strength of the issuing insurance company. We exclusively work with A+ rated carriers — the highest rating tier — to ensure the security of your retirement income.
How soon will I be contacted after submitting?
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You'll receive a confirmation email immediately after submitting. A licensed annuity specialist will typically reach out within 1 business day to schedule your complimentary evaluation at a time that works for you.
What's the minimum investment for an annuity?
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Minimum investments vary by carrier and product type, typically starting around $10,000 to $25,000. However, to access the most competitive rates and options from top-tier carriers, having $250,000 or more in retirement savings generally opens the widest range of solutions.